# Idealx Service and Disclosure Particulars Version 2.3 | Published 28 September 2026 Read with your completed account and service particulars. Managed services: scope and priority ------------------------------------ MDA issue particulars additionally require the verified Trend appointment, mutual licensee consent, service responsibility matrix, client-specific investment program and advice, numeric risk limits, appointed manager/custodian, fee methodology and deduction account. Document 29 section 18 lists the activation gates. The applicable particulars must be supplied before acceptance. This amendment has priority for its stated MDA scope. Unrelated service provisions continue to apply. Overview -------- These are structured completion forms for the actual account and provider arrangements. Each applicable form is completed, versioned and delivered before its service activates. A blank field is not authority to select an undisclosed arrangement. Personal customer fields are generated from verified onboarding records; provider fields require approved deployment data. 1 Account service record ------------------------ Client legal name and capacity: [ ]. Account identifiers: [ ]. Client classification and basis: [ ]. Residence and permitted service jurisdictions: [ ]. Contracting service entities: [ ]. Enabled services and effective dates: [ ]. Accepted document versions and delivery references: [ ]. Authorised users, firms and limits: [ ]. 2 Payment and cash particulars ------------------------------ Payment provider legal name, ABN and product: [ ]. Applicable end-user and rail document versions: [ ]. Legal account holder and capacity: [ ]. Bank/ADI and actual role where relevant: [ ]. Ledger or virtual-account mapping: [ ]. Client legal entitlement and segregation arrangement: [ ]. Applicable trust/client-money regime: [ ]. Currencies, rails, cut-offs and normal external transit times: [ ]. Reversal, dispute and payment-protection terms: [ ]. Verified FCS or other protection and limitations, or clear absence of applicable protection: [ ]. Cash placement enabled: [yes/no]. Responsible trustee/licensee and authority: [ ]. Permitted deposit scope under document 26 clause 3: [ ]. Documented interest recipient and lawful route to Platform: [ ]. Approved loss allocation and cash-release window: [ ]. Applicable payment balance excluded from placement because provider terms do not permit it: [ ]. Client acceptance record for the completed placement authority: [ ]. 3 Securities particulars ------------------------ Execution provider legal entity and regulatory status by market: [ ]. Accepted brokerage and clearing terms: [ ]. Custodian and subcustodian legal entities and jurisdictions: [ ]. Direct registration or nominee arrangement by holding: [ ]. Actual registered holder, sponsorship/registry details and separate agreements: [ ]. Client ownership and insolvency treatment: [ ]. Segregation, reconciliation, reporting and permitted liens: [ ]. Voting and corporate-action defaults/cut-offs: [ ]. Transfer and exit rights/costs: [ ]. Order conditions, binding event, market sessions and settlement: [ ]. Approved supported markets and instruments: [ ]. 4 Digital asset particulars --------------------------- Supported asset/network list and precision: [ ]. Principal or agency trading capacity: [ ]. Firm quote or market instruction method: [ ]. Liquidity provider as required for disclosure: [ ]. Internal/external custody entity and key-control roles: [ ]. Trust/custody entitlement and legal chain: [ ]. Pooling, jurisdiction, segregation and reconciliation: [ ]. Confirmation threshold, limits and expected withdrawal times: [ ]. Fork, migration and airdrop treatment: [ ]. Quote expiry, fee sources and failure-status rules: [ ]. Applicable additional permissions and product disclosures: [ ]. 5 Strategy particulars and fee authority ---------------------------------------- Strategy and version: [ ]. Author, provider role and permissions: [ ]. Ongoing publications/tools supplied: [ ]. Eligible instruments: [ ]. Initial budget and basket: [ ]. Order bounds/expiry and supported sizing: [ ]. Fee currency and identified independent FX valuation source/time: [ ]. Price source and valuation method consistent with document 14: [ ]. Enrolment time and attributed holdings: [ ]. Fee recipient: Idealx Platform Pty Ltd. Fee: 0.20% per annum on enrolled invested assets under document 14, uncapped with no minimum, calculated daily and collected monthly in arrears. Reasonable dollar estimate using the selected allocation: [ ]. Collection account and monthly collection date: [ ]. Any legally prescribed consent period/renewal: [ ]. Client authority: “I authorise Idealx to deduct the stated strategy-service fees, including itemised earned arrears while this authority remains valid, from the identified cash account as described. No other account, asset sale, borrowing or FX conversion is authorised. I can revoke this deduction authority through account settings or support@idealx.com; lawfully accrued fees remain a separate debt. Leaving the strategy ends future service-fee accrual immediately.” Record the required affirmative consent and deliver a copy. Independent adviser fees use a separate consent. 6 Overseas Handling Register and AI service notice -------------------------------------------------- For every enabled arrangement record: recipient/provider legal name; role; information categories; purpose; storage and access countries; processing vs disclosure assessment; retention/deletion period; training use/settings; safeguards; and notice version. Identify all likely overseas countries where practicable. Do not replace known countries with an indefinite worldwide clause. Initial payment provider: Zai Australia Pty Ltd. Record the actual product-specific policy and countries; the public platform notice names USA, UK, New Zealand, Philippines and Singapore among locations. Other cloud, identity, broker, custody and AI arrangements: [complete from actual contracts and deployment]. Any UAE group access: [none or precise verified scope]. Website cookies/analytics/advertising tools and controls: [ ]. 7 FSG Approval and Remuneration Particulars ------------------------------------------- Licensee issuer/authorisation to distribute the guide: [name, authority and date]. Effective FSG and representative appointment version: [ ]. Actual permitted service scope/conditions: [ ]. Verified compensation-arrangements statement, section 912B basis and relevant former-representative treatment: [ ]. Financial-service contact telephone if required for the applicable disclosure format: [ ]. Fees and benefits to licensee, representative, personnel, associates and referrers, including recipient, service, amount/calculation, timing, estimate and legally permissible later-disclosure procedure where relevant: [ ]. Relevant associations and conflicts additional to the guide: [ ]. Any product-specific fee/disclosure documents to supply: [ ]. Approval evidence and publication version: [ ]. 8 Electronic approval record ---------------------------- Business owner: [ ]. Responsible service entity approver: [ ]. Compliance approver: [ ]. External provider approval where required: [ ]. Approved client class and jurisdiction: [ ]. Effective date: [ ]. Evidence and version references: [ ]. A service stays disabled if a material required field or approval is absent. 9 Document linkage and closed defaults -------------------------------------- For cash placement, use the completed Schedule A to document 26 as the authoritative placement record and link it here; do not create an inconsistent second mandate. For asset use, use document 27 Schedule A and the issued deed identifier in document 28. For individual staff, link document 25 to the Firm record. For Console data, document 24 applies. Internal cooperation uses I08 and never appears as a Client acceptance. The standard asset-use Return Obligor is Platform and participation is voluntary. Five Business Day liquid recall, two Business Day overdue deed-demand performance, and no programme participation fee are the standard terms. Product-specific lock-ups and legally necessary deviations require an approved, expressly accepted record before activation. No field may be completed by assuming an unverified licence, bank, trust, guarantee or third-party consent.