# Idealx Strategy Service Schedule Version 2.3 | Published 28 September 2026 Read with your completed account and service particulars. Managed services: scope and priority ------------------------------------ This document continues to govern client-approved, non-discretionary strategies only. Its 0.20% fee and approve-each-change rules do not govern Auto Pilot or discretionary Managed Strategies, which require separate acceptance under documents 29–32. No existing strategy client is automatically converted. Label the service mode clearly in the interface. This amendment has priority for its stated MDA scope. Unrelated service provisions continue to apply. Overview -------- This schedule governs Idealx-authored and independent-firm strategies made available through the client-approved strategy service. It does not authorise automatic discretionary management. 1. Provider and service ----------------------- Platform service provider: Idealx Platform Pty Ltd, ACN 694 912 126. For Idealx-authored strategies, Platform provides general advice as corporate authorised representative identified in the Service Particulars under Idealx Securities Limited, AFSL 531729, within its written authority. For an independent-firm strategy, the named Firm supplies the advice under its own identified permissions and client engagement; Platform provides the agreed tools and administration. Actual legal responsibility follows the services performed. The core agreement identifies contacts, complaints and governing law. Securities execution is provided under the separately accepted securities arrangements. Strategy name/version: [ ]. Covered instruments: [approved scope]. Publication/update service and reporting features: [ ]. Enrolled holdings and start date: [ ]. Applicable general-advice disclosures: [ ]. Fee and valuation specification: [completed version]. For Idealx-authored strategies, Idealx publishes general strategy recommendations and supplies the described ongoing updates, trade-preparation and reporting tools. The Client independently selects the strategy. This service does not assess the Client's personal objectives, financial situation or needs, select a strategy as personally suitable, or promise returns. Required general-advice warnings and product disclosures must accompany the service as applicable. Actual conduct must remain consistent with the stated role; this wording does not convert personal advice into general advice. 2. Registration terms and subscription instruction -------------------------------------------------- The reusable Strategy Service terms and fee method may be accepted in the registration bundle. When the Client later chooses a named strategy/version, enters an allocation and selects the clearly explained Invest [amount] & join action, that single action both activates the selected service and authorises the initial orders described on that screen. No additional initial-trade approval or repeated acceptance of unchanged terms is required. This is not consent to unspecified future investment changes. Subsequent strategy changes require the Client to select Approve changes for the displayed orders before implementation. Notification alone does not authorise trading; without approval, Idealx does not implement the proposed change in that Client’s account. Present the strategy version and proposed changes, each instrument, buy/sell direction, quantity or determinable sizing, order type and price conditions, total estimated consideration, brokerage, any actual FX and fees, cash impact and approval expiry. The Client may approve the fully displayed basket with one action or decline. An alert, opening a message, silence or continued subscription is not approval. A general agreement to 'follow updates' is insufficient. Record the precise basket and execution bounds approved. Changes to instruments, direction or size outside those bounds, or an expired approval, require a new instruction. Execution price variation and partial fills may occur only under the accepted order conditions. No substitution of an unavailable instrument or redistribution of its allocation to other investments is authorised unless explicitly covered by the approved instruction. An accepted investment instruction does not itself consent to new service fees or contract changes. Initial allocation and market execution --------------------------------------- The subscription screen must identify the current strategy holdings/weights and mechanically determinable order sizing, selected allocation currency and amount, transaction-cost estimates, available cash, the 0.20% annual service fee and the market-order basis. The selected amount is the maximum initial debit budget including execution charges and any approved actual FX; label this explicitly. Ongoing fees are separately disclosed and not prepaid in that amount. If the product instead uses an investment-principal amount plus charges, disclose and obtain approval of the separate total debit budget. Do not silently switch between these meanings. Displayed market prices and projected quantities/weights are indicative, not guaranteed. The Client authorises available execution prices under the presented order conditions, not a fixed-price purchase. Mechanical sizing, rounding, supported fractional quantities and a disclosed cash buffer must fit the approved budget. Unused cash remains attributed to the Client and is excluded from the strategy-service fee base. No substitution or increase in authorised debit is permitted solely because prices move. If the route cannot enforce the chosen cash/order constraints, pause, reduce only within expressly approved sizing rules, or seek a revised instruction. Do not promise a hard budget that the broker integration cannot support. Confirm market-session, expiry and settlement behaviour before activation. A strategy version change before submission cannot silently replace the Client-approved initial basket. Use the approved version while valid or seek a revised instruction. Market execution within accepted conditions does not require repeated consent solely for price movement. 3. No response, rejection and cancellation ------------------------------------------ If the Client does not approve a change, do not implement it. Existing holdings remain subject to their ordinary custody, issuer, market and account arrangements; they may diverge from the published strategy. Disclose this divergence and any differences between model and actual performance. Idealx may send reminders but does not guarantee a personal review, uninterrupted alerts or protection from loss while approval is pending. The Client may cancel an unsubmitted basket or request cancellation of pending orders, subject to the execution status and market/provider rules in the core terms. Already binding orders may complete. An objective legal or market event may affect existing holdings under another valid authority; it cannot be used as a pretext to implement a discretionary strategy change without approval. 4. Fees and leaving the service ------------------------------- The selected Idealx fee is 0.20% per annum, with no minimum and no maximum, on the daily value of investments held within the subscribed strategy, calculated daily and collected monthly in arrears. Uninvested cash and assets outside that strategy are excluded. This basis applies to Idealx-authored and third-party-firm strategies using this fee. Customer-facing pricing includes GST where applicable. The valuation and accrual rules below apply. Avoid double counting holdings enrolled in multiple strategies. No fee applies merely to receiving free alerts or unrelated holdings. This is one Idealx ongoing strategy-service fee, not an additional external-adviser fee. Ordinary brokerage and actual FX charges remain separate. No additional strategy-basket surcharge or percentage share of an adviser’s fee is charged under this schedule. The Client separately authorises any lawful fee deduction from an identified account; service acceptance is not unrestricted withdrawal authority. Collect the accrued Idealx strategy-service fee monthly in arrears from available cash in the account identified in the Client’s valid fee-deduction authority. If available authorised cash is insufficient, deduct only the available amount permitted by that authority, notify the Client of the unpaid balance and request a top-up. Carry the unpaid balance forward as an itemised amount due; do not charge it twice or compound it into the strategy fee base. Later collection of arrears requires a continuing valid authority covering that collection. Revocation of deduction authority does not extinguish lawfully accrued fees, but does stop deductions to the extent required by law. This arrangement does not authorise automatic investment sales, borrowing, an overdraft, currency conversion or deductions from an unapproved account to fund fees. No separate late fee or interest is introduced by this provision. Cancellation stops future accrual as provided in this schedule; earned unpaid fees remain payable. Declining one basket does not itself cancel the subscription while the contracted ongoing services remain available. Explain this before subscription and provide a clear cancellation route. The Client may terminate the ongoing service immediately by selecting the clearly explained Leave strategy action. Termination takes effect when the authenticated action is received and recorded by the Platform; issue a timestamped confirmation. The 0.20% Idealx strategy fee stops accruing at that time, with any daily accrual prorated to the termination time rather than charging the rest of the day or month. Only earned unpaid fees remain payable. Remove the holdings from this paid strategy enrolment without selling, transferring or redeeming them; they remain in the Client’s underlying account. Do not submit further strategy-change orders after termination, including previously approved baskets not yet submitted. Orders already submitted and binding may still complete under the applicable execution rules; any requested cancellation is subject to execution status. New strategy participation requires a new subscription instruction. Termination of this Idealx service does not by itself terminate a separate adviser engagement or its fee authority; show that distinction where relevant. No fee accrues for periods after the service has ceased or for an undelivered service contrary to applicable law. Holdings and relevant records remain accessible through the underlying account arrangements. 5. Records, changes and responsibility -------------------------------------- Keep the service/fee acceptance, strategy publication version and each trade-basket approval as separate linked records. Idealx is responsible for its own advice, implementation and other applicable obligations; this schedule does not transfer its advice responsibility to an independent firm. Third-party market risks do not constitute guarantees by Idealx. Strategy publication changes may be made within the stated service, but cannot themselves change the Client's holdings. Material changes to the service, fee, ownership or delegated powers follow the core agreement's notice and consent rules. A future automatic-management service requires separate lawful authority and acceptance. 6. Electronic instructions -------------------------- Join strategy opens the allocation and review screen without submitting orders. The final Invest [currency amount] & join action authorises the displayed initial basket and activates the identified strategy service. Later strategy-change baskets require Approve changes; without that approval they are not submitted. Each action is recorded with the named strategy, version, determinable orders, budget, costs, conditions and authenticated instruction. Required additional fee or other prescribed consents remain separate where necessary. Unchanged general terms need not be accepted again merely to place these instructions. 7. Performance information -------------------------- Core agreement clauses 3.6–3.8 apply to this service. Published strategy/model performance is not necessarily the performance of the Client’s holdings. Clearly distinguish actual and hypothetical results. Past performance is not a reliable indicator of future performance; projections and target returns are not guaranteed. Show this warning beside strategy performance information, including at subscription where performance is presented. 8. Valuation and accrual ------------------------ The fee is payable to Idealx Platform. Its currency is the strategy’s designated fee currency shown before joining. At 11:59 pm Sydney time each calendar day, use the most recent available primary-market closing price for each enrolled asset, or an identified independent pricing source where that price is unavailable, multiplied by the Client’s attributable quantity. On non-trading days use the latest available price. For unlisted assets use the latest valid issuer valuation and its effective date. Unsupported assets without a reliable value are excluded until an appropriate valuation method is disclosed and accepted; Idealx does not choose an arbitrary value. Correct demonstrable valuation errors and adjust affected fees. Convert values into the fee currency using the independent reference FX rate and timestamp identified in the strategy’s Service Particulars. This conversion is a valuation calculation, not a charged currency trade. No 1% FX charge applies to that calculation. Purchased holdings enter the base on execution when economically attributable to the Client; disposed holdings leave on execution. Pending unexecuted orders, uninvested cash and assets outside the strategy are excluded. A holding may be allocated between strategies only in recorded proportions totalling no more than 100%. For a full calendar day, the fee is daily value multiplied by 0.002 divided by 365, or 366 in a leap year. For a partial joining or leaving day, multiply by the fraction of that Sydney calendar day during which the service applied; use elapsed time and account for daylight-saving changes. For a same-day exit, use the last available valuation at exit if no later in-service daily value exists. Sum unrounded daily amounts and round the monthly debit once, half-up to the fee currency’s minor unit. The final partial month is payable after exit under the same valid collection authority, without an exit fee. For illustration, an unchanged A$100,000 invested for a full non-leap year costs A$200 under this fee, before separate brokerage, actual FX and any adviser or fund charges. There is no dollar cap. The actual amount varies with daily invested value and time enrolled.